UNDERWRITE THE RENTAL

Know the income.
Own the outcome.

Enter the property, choose one to four units, and pressure-test rent, expenses, financing, and cash flow in one place.

02 / Income & property

Build the
rent roll.

The starting rents are editable placeholders. Analyze an address to replace them with recent rental comp support.

ESTIMATED LOAN$187,500$1,279 monthly principal & interest
03 / Rental performance

See what the
property pays.

ESTIMATED MONTHLY CASH FLOW-$312after operating expenses and principal & interest
CAP RATE4.4%NOI ÷ total basis
CASH-ON-CASH-4.8%annual cash flow ÷ cash invested
DSCR0.76xBelow 1.25x target
NOI$11,609annual
BREAK-EVEN112.8%occupancy needed
CASH INVESTED$77,500down payment + upfront costs
5% below plan$1,663/mo
CASH FLOW-$380/mo0.70x DSCR
5% above plan$1,838/mo
CASH FLOW-$244/mo0.81x DSCR
Gross scheduled income$21,000
Vacancy (5%)−$1,050
Effective gross income$19,950
Property tax−$2,950
Insurance−$1,800
Owner-paid utilities-$0
HOA-$0
Management−$1,596
Maintenance−$998
Capital reserves−$998
Operating expenses (41.8%)−$8,341
Net operating income$11,609
Annual debt service−$15,349
Pre-tax cash flow−$3,740

This is an investment estimate, not an appraisal, verified lease report, loan quote, tax opinion, or insurance quote. Rental comps reflect observed listing rents rather than executed leases. Verify rent, utilities, taxes, insurance, financing, and local rental requirements before purchasing.